:root {
    --primary: #1a4d7a;
    --primary-dark: #0f3757;
    --accent: #d4af37;
    --text-dark: #1a1a1a;
    --text-light: #666666;
    --bg-light: #f8f9fa;
    --white: #ffffff;
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'DM Sans', sans-serif;
    color: var(--text-dark);
    line-height: 1.6;
    overflow-x: hidden;
}

/* Header & Navigation */
header {
    background: var(--white);
    box-shadow: 0 2px 10px rgba(0,0,0,0.05);
    position: sticky;
    top: 0;
    z-index: 1000;
    animation: slideDown 0.5s ease;
}

@keyframes slideDown {
    from {
        transform: translateY(-100%);
    }
    to {
        transform: translateY(0);
    }
}

nav {
    max-width: 1400px;
    margin: 0 auto;
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 1rem 2rem;
}

.logo {
    height: 50px;
    transition: transform 0.3s ease;
}

.logo:hover {
    transform: scale(1.05);
}

.mobile-menu-toggle {
    display: none;
    background: none;
    border: none;
    cursor: pointer;
    padding: 0.5rem;
}

.mobile-menu-toggle span {
    display: block;
    width: 25px;
    height: 3px;
    background: var(--primary);
    margin: 5px 0;
    transition: 0.3s;
}

nav ul {
    display: flex;
    list-style: none;
    gap: 2rem;
    align-items: center;
}

nav a {
    text-decoration: none;
    color: var(--text-dark);
    font-weight: 500;
    transition: color 0.3s ease;
    position: relative;
}

nav a::after {
    content: '';
    position: absolute;
    bottom: -5px;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--accent);
    transition: width 0.3s ease;
}

nav a:hover::after {
    width: 100%;
}

nav a:hover {
    color: var(--primary);
}

.cta-btn {
    background: var(--primary);
    color: var(--white) !important;
    padding: 0.75rem 1.5rem;
    border-radius: 5px;
    font-weight: 600;
    transition: all 0.3s ease;
}

.cta-btn::after {
    display: none;
}

.cta-btn:hover {
    background: var(--primary-dark);
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(26, 77, 122, 0.3);
}

/* Hero Section */
.hero {
    background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
    color: var(--white);
    padding: 8rem 2rem 6rem;
    position: relative;
    overflow: hidden;
}

.hero::before {
    content: '';
    position: absolute;
    top: 0;
    right: 0;
    width: 50%;
    height: 100%;
    background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1200 800"><path d="M0,400 Q300,200 600,400 T1200,400 L1200,800 L0,800 Z" fill="rgba(255,255,255,0.05)"/></svg>') no-repeat center;
    background-size: cover;
    opacity: 0.3;
}

.hero-content {
    max-width: 1400px;
    margin: 0 auto;
    position: relative;
    z-index: 2;
    animation: fadeInUp 0.8s ease;
}

@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.hero-subtitle {
    font-size: 1rem;
    text-transform: uppercase;
    letter-spacing: 2px;
    color: var(--accent);
    margin-bottom: 1rem;
    font-weight: 600;
}

.hero h1 {
    font-family: 'Playfair Display', serif;
    font-size: 4rem;
    line-height: 1.2;
    margin-bottom: 1.5rem;
    max-width: 800px;
    animation: fadeInUp 0.8s ease 0.2s both;
}

.hero p {
    font-size: 1.25rem;
    margin-bottom: 2rem;
    max-width: 600px;
    opacity: 0.95;
    animation: fadeInUp 0.8s ease 0.4s both;
}

.hero-btn {
    display: inline-block;
    background: var(--accent);
    color: var(--text-dark);
    padding: 1rem 2.5rem;
    text-decoration: none;
    border-radius: 5px;
    font-weight: 600;
    transition: all 0.3s ease;
    animation: fadeInUp 0.8s ease 0.6s both;
}

.hero-btn:hover {
    transform: translateY(-3px);
    box-shadow: 0 10px 25px rgba(212, 175, 55, 0.4);
}

/* Icon Cards Section */
.icon-cards {
    max-width: 1400px;
    margin: -3rem auto 0;
    padding: 0 2rem;
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 2rem;
    position: relative;
    z-index: 3;
}

.icon-card {
    background: var(--white);
    padding: 2.5rem;
    border-radius: 10px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.1);
    text-align: center;
    transition: all 0.3s ease;
    animation: fadeInUp 0.6s ease both;
}

.icon-card:nth-child(2) {
    animation-delay: 0.1s;
}

.icon-card:nth-child(3) {
    animation-delay: 0.2s;
}

.icon-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 15px 40px rgba(0,0,0,0.15);
}

.icon-card svg {
    width: 60px;
    height: 60px;
    margin-bottom: 1.5rem;
    fill: var(--primary);
}

.icon-card h3 {
    font-family: 'Playfair Display', serif;
    font-size: 1.5rem;
    margin-bottom: 1rem;
    color: var(--primary);
}

.icon-card p {
    color: var(--text-light);
}

/* Section Styles */
section {
    padding: 5rem 2rem;
}

.section-header {
    text-align: center;
    max-width: 800px;
    margin: 0 auto 4rem;
}

.section-subtitle {
    font-size: 0.9rem;
    text-transform: uppercase;
    letter-spacing: 2px;
    color: var(--accent);
    font-weight: 600;
    margin-bottom: 1rem;
}

.section-title {
    font-family: 'Playfair Display', serif;
    font-size: 3rem;
    margin-bottom: 1.5rem;
    color: var(--primary);
}

.container {
    max-width: 1400px;
    margin: 0 auto;
}

/* About Section */
.about {
    background: var(--bg-light);
}

.about-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.broker-bio {
    background: var(--white);
    padding: 2.5rem;
    border-radius: 10px;
    box-shadow: 0 5px 20px rgba(0,0,0,0.08);
}

.broker-bio img {
    width: 100%;
    border-radius: 8px;
    margin-bottom: 1.5rem;
}

.broker-bio h3 {
    font-family: 'Playfair Display', serif;
    font-size: 1.8rem;
    margin-bottom: 0.5rem;
    color: var(--primary);
}

.broker-bio .role {
    color: var(--accent);
    font-weight: 600;
    margin-bottom: 1rem;
}

.contact-info {
    margin: 1.5rem 0;
    padding: 1rem 0;
    border-top: 1px solid #e0e0e0;
    border-bottom: 1px solid #e0e0e0;
}

.contact-info p {
    margin: 0.5rem 0;
    color: var(--text-light);
}

.contact-info a {
    color: var(--primary);
    text-decoration: none;
    transition: color 0.3s ease;
}

.contact-info a:hover {
    color: var(--accent);
}

/* Services Grid */
.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
    gap: 2.5rem;
}

.service-card {
    background: var(--white);
    padding: 2.5rem;
    border-radius: 10px;
    border: 2px solid #e8e8e8;
    transition: all 0.3s ease;
}

.service-card:hover {
    border-color: var(--accent);
    box-shadow: 0 10px 30px rgba(0,0,0,0.1);
    transform: translateY(-5px);
}

.service-icon {
    width: 60px;
    height: 60px;
    background: var(--primary);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1.5rem;
}

.service-icon svg {
    width: 30px;
    height: 30px;
    fill: var(--white);
}

.service-card h3 {
    font-family: 'Playfair Display', serif;
    font-size: 1.5rem;
    margin-bottom: 1rem;
    color: var(--primary);
}

.service-card p {
    color: var(--text-light);
    line-height: 1.8;
}

/* Why Choose Us */
.why-choose {
    background: var(--primary);
    color: var(--white);
}

.why-choose .section-subtitle {
    color: var(--accent);
}

.why-choose .section-title {
    color: var(--white);
}

.features-list {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
}

.feature-item {
    display: flex;
    align-items: flex-start;
    gap: 1rem;
}

.feature-item svg {
    width: 24px;
    height: 24px;
    fill: var(--accent);
    flex-shrink: 0;
    margin-top: 5px;
}

.feature-item p {
    font-size: 1.1rem;
}

/* Calculator Section */
.calculator {
    background: var(--bg-light);
}

.calculator-container {
    background: var(--white);
    padding: 3rem;
    border-radius: 15px;
    box-shadow: 0 10px 40px rgba(0,0,0,0.1);
    max-width: 800px;
    margin: 0 auto;
}

.calc-tabs {
    display: flex;
    gap: 1rem;
    margin-bottom: 2rem;
    border-bottom: 2px solid #e0e0e0;
    flex-wrap: wrap;
}

.calc-tab {
    padding: 1rem 2rem;
    background: none;
    border: none;
    font-size: 1rem;
    font-weight: 600;
    color: var(--text-light);
    cursor: pointer;
    transition: all 0.3s ease;
    border-bottom: 3px solid transparent;
    margin-bottom: -2px;
}

.calc-tab.active {
    color: var(--primary);
    border-bottom-color: var(--accent);
}

.calc-content {
    display: none;
}

.calc-content.active {
    display: block;
}

.form-group {
    margin-bottom: 1.5rem;
}

.form-group label {
    display: block;
    margin-bottom: 0.5rem;
    font-weight: 600;
    color: var(--text-dark);
}

.form-group input,
.form-group select {
    width: 100%;
    padding: 0.75rem 1rem;
    border: 2px solid #e0e0e0;
    border-radius: 5px;
    font-size: 1rem;
    transition: border-color 0.3s ease;
}

.form-group input:focus,
.form-group select:focus {
    outline: none;
    border-color: var(--primary);
}

.calc-result {
    background: var(--bg-light);
    padding: 2rem;
    border-radius: 10px;
    margin-top: 2rem;
    text-align: center;
}

.calc-result h3 {
    font-family: 'Playfair Display', serif;
    font-size: 2.5rem;
    color: var(--primary);
    margin-bottom: 0.5rem;
}

.calc-result p {
    color: var(--text-light);
}

/* Contact Section */
.contact {
    background: var(--white);
}

.contact-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: start;
}

.contact-info-section {
    background: var(--primary);
    color: var(--white);
    padding: 3rem;
    border-radius: 15px;
}

.contact-info-section h3 {
    font-family: 'Playfair Display', serif;
    font-size: 2rem;
    margin-bottom: 2rem;
}

.contact-item {
    margin-bottom: 2rem;
}

.contact-item h4 {
    font-size: 0.9rem;
    text-transform: uppercase;
    letter-spacing: 1px;
    color: var(--accent);
    margin-bottom: 0.5rem;
}

.contact-item p,
.contact-item a {
    color: var(--white);
    text-decoration: none;
    font-size: 1.1rem;
}

.contact-item a:hover {
    color: var(--accent);
}

.contact-form {
    background: var(--bg-light);
    padding: 3rem;
    border-radius: 15px;
}

.contact-form h3 {
    font-family: 'Playfair Display', serif;
    font-size: 2rem;
    color: var(--primary);
    margin-bottom: 2rem;
}

.contact-form textarea {
    width: 100%;
    padding: 0.75rem 1rem;
    border: 2px solid #e0e0e0;
    border-radius: 5px;
    font-size: 1rem;
    font-family: 'DM Sans', sans-serif;
    min-height: 150px;
    transition: border-color 0.3s ease;
}

.contact-form textarea:focus {
    outline: none;
    border-color: var(--primary);
}

.submit-btn {
    background: var(--accent);
    color: var(--text-dark);
    padding: 1rem 3rem;
    border: none;
    border-radius: 5px;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
    width: 100%;
    margin-top: 1rem;
}

.submit-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(212, 175, 55, 0.4);
}

/* Footer */
footer {
    background: var(--text-dark);
    color: var(--white);
    padding: 4rem 2rem 2rem;
}

.footer-content {
    max-width: 1400px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr;
    gap: 3rem;
    margin-bottom: 3rem;
}

.footer-section h4 {
    font-family: 'Playfair Display', serif;
    font-size: 1.3rem;
    margin-bottom: 1.5rem;
    color: var(--accent);
}

.footer-section p,
.footer-section a {
    color: rgba(255,255,255,0.8);
    text-decoration: none;
    display: block;
    margin-bottom: 0.75rem;
    transition: color 0.3s ease;
}

.footer-section a:hover {
    color: var(--accent);
}

.footer-logo {
    height: 50px;
    margin-bottom: 1.5rem;
}

.social-links {
    display: flex;
    gap: 1rem;
    margin-top: 1.5rem;
}

.social-links a {
    width: 40px;
    height: 40px;
    background: rgba(255,255,255,0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: all 0.3s ease;
}

.social-links a:hover {
    background: var(--accent);
    transform: translateY(-3px);
}

.social-links svg {
    width: 20px;
    height: 20px;
    fill: var(--white);
}

.footer-bottom {
    max-width: 1400px;
    margin: 0 auto;
    padding-top: 2rem;
    border-top: 1px solid rgba(255,255,255,0.1);
    text-align: center;
    color: rgba(255,255,255,0.6);
}

.membership-logos {
    display: flex;
    justify-content: center;
    gap: 2rem;
    margin: 2rem 0;
    flex-wrap: wrap;
}

.membership-logos img {
    height: 50px;
    opacity: 0.8;
    transition: opacity 0.3s ease;
}

.membership-logos img:hover {
    opacity: 1;
}

/* Responsive Design - Tablets */
@media (max-width: 1024px) {
    .hero h1 {
        font-size: 3rem;
    }

    .section-title {
        font-size: 2.5rem;
    }

    .about-content {
        gap: 3rem;
    }

    .services-grid {
        grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    }

    .footer-content {
        grid-template-columns: 1fr 1fr;
    }
}

/* Responsive Design - Mobile */
@media (max-width: 768px) {
    /* Navigation */
    .mobile-menu-toggle {
        display: block;
    }

    nav ul {
        position: absolute;
        top: 100%;
        left: 0;
        right: 0;
        background: var(--white);
        flex-direction: column;
        padding: 1rem;
        box-shadow: 0 5px 10px rgba(0,0,0,0.1);
        display: none;
        gap: 0;
    }

    nav ul.active {
        display: flex;
    }

    nav ul li {
        width: 100%;
        text-align: center;
        padding: 1rem 0;
        border-bottom: 1px solid #e0e0e0;
    }

    nav ul li:last-child {
        border-bottom: none;
    }

    .cta-btn {
        display: block;
        margin: 0.5rem auto;
    }

    /* Hero */
    .hero {
        padding: 4rem 1.5rem 3rem;
    }

    .hero h1 {
        font-size: 2.5rem;
    }

    .hero p {
        font-size: 1.1rem;
    }

    /* Icon Cards */
    .icon-cards {
        grid-template-columns: 1fr;
        margin-top: 2rem;
        gap: 1.5rem;
    }

    /* Section */
    section {
        padding: 3rem 1.5rem;
    }

    .section-title {
        font-size: 2rem;
    }

    .section-header {
        margin-bottom: 2.5rem;
    }

    /* About */
    .about-content {
        grid-template-columns: 1fr;
        gap: 2rem;
    }

    /* Services */
    .services-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }

    /* Features */
    .features-list {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }

    /* Calculator */
    .calculator-container {
        padding: 2rem 1.5rem;
    }

    .calc-tabs {
        gap: 0.5rem;
    }

    .calc-tab {
        padding: 0.75rem 1rem;
        font-size: 0.9rem;
    }

    .calc-result h3 {
        font-size: 2rem;
    }

    /* Contact */
    .contact-grid {
        grid-template-columns: 1fr;
        gap: 2rem;
    }

    .contact-info-section,
    .contact-form {
        padding: 2rem;
    }

    /* Footer */
    .footer-content {
        grid-template-columns: 1fr;
        gap: 2rem;
    }

    .footer-logo {
        height: 40px;
    }
}

/* Small Mobile Phones */
@media (max-width: 480px) {
    .logo {
        height: 40px;
    }

    .hero h1 {
        font-size: 2rem;
    }

    .hero p {
        font-size: 1rem;
    }

    .section-title {
        font-size: 1.75rem;
    }

    .icon-card,
    .service-card,
    .broker-bio {
        padding: 1.5rem;
    }

    .calc-tab {
        padding: 0.6rem 0.75rem;
        font-size: 0.85rem;
    }
}

/* Print Styles */
@media print {
    header,
    footer,
    .hero-btn,
    .cta-btn,
    .submit-btn,
    .calculator {
        display: none;
    }

    body {
        color: #000;
    }

    section {
        padding: 1rem 0;
        page-break-inside: avoid;
    }
}